Buyer Resources

Everything you need to know about finding and purchasing your dream home.

The Buying Process

Buying a home is one of the most significant decisions you'll make, and we're here to make it as seamless as possible. At Terri Mund and Associates, we pride ourselves on guiding you every step of the way. From understanding your unique needs to connecting you with industry professionals, we're dedicated to finding the right property for you. Our comprehensive approach ensures that you're well-informed, well-prepared, and confident throughout the entire buying process. Whether it's your first home or your latest investment, we're with you from start to finish.

Start Your Search

Begin your journey by exploring available properties that match your criteria.

Stay Updated and Tour Homes

Receive notifications about new listings and schedule viewings of your favorite properties.

Make an Offer and Close

Submit a competitive offer and navigate the closing process with our expert guidance.

Your Path to Homeownership

Once you find the perfect home, we'll help you submit a competitive offer and negotiate on your behalf. From inspections to appraisals, we'll guide you through every step, ensuring a smooth closing. As the buyer, our services come at no cost to you. Finally, we'll hand you the keys to your new home!

Frequently Asked Questions

What should I look for during a property viewing?

Pay attention to the property's structural condition, layout functionality, natural light, noise levels, storage space, and signs of water damage or mold. Also consider the neighborhood, proximity to amenities, and potential for future value appreciation.

How much should I save for a down payment?

While 20% is traditionally recommended to avoid private mortgage insurance (PMI), many buyers put down less. FHA loans require as little as 3.5%, and some conventional loans accept 3-5%. Consider your financial situation, local market, and long-term goals when determining your down payment amount.

What are closing costs and who pays them?

Closing costs typically range from 2-5% of the loan amount and include expenses like loan origination fees, appraisal fees, title insurance, and taxes. While buyers generally pay most closing costs, some may be negotiated with the seller. Your lender will provide a Loan Estimate outlining these costs.

Ready to Find Your Dream Home?

Our experienced team is here to guide you through every step of your real estate journey.